Mortgage & housing calculators
Mortgage payments, affordability, refinance break-even, escrow budgeting, and home equity planning tools.
11 calculators in this topic
- Approximate HELOC capacityMax LTV ceiling − existing mortgage
- Back-end DTI (all debts)Monthly obligations ÷ gross monthly income
- DSCRAnnual NOI ÷ annual debt service
- Estimated payment savings(Old payment - new payment) x remaining months
- Housing payment to incomeMonthly housing payment ÷ gross monthly income × 100
- LTV and equity snapshotUses appraised/market value today
- Max monthly housing payment (PI)Income × DTI cap − non-housing debts
- Months to recover closing costsClosing costs ÷ monthly savings
- Months to recover points costPoints $ ÷ monthly P&I savings
- Mortgage payment + escrow (optional)P&I plus optional monthly tax & insurance
- Mortgage payment calculatorEstimated monthly principal & interest
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